An Initial Coin Offering (ICO) is a crowdfunding event in which a blockchain start-up sells newly minted digital tokens to raise capital for product development. Think of it as the crypto cousin of a stock IPO—but without equity or voting rights.
Quick definition
Investors swap cash or crypto (usually ETH, USDT or BTC) for project tokens that may appreciate once the network launches or the asset lists on an exchange.
An Initial Coin Offering (ICO) is a crowdfunding event in which a blockchain start-up sells newly minted digital tokens to raise capital for product development. Think of it as the crypto cousin of a stock IPO—but without equity or voting rights.
Quick definition
Investors swap cash or crypto (usually ETH, USDT or BTC) for project tokens that may appreciate once the network launches or the asset lists on an exchange.
Maximal Extractable Value (MEV) is the “invisible tax” traders pay when block producers or bots reorder transactions for profit. Ethereum.org defines MEV as value captured “in excess of block rewards and gas fees” by including, excluding or reordering transactions. Flashbots calls the fallout a user-harming cost and built public tools to mitigate it. This guide explains MEV in plain English, shows how it hits your swaps, and gives you a concrete toolkit to protect yourself in 2025.
What Exactly Is MEV? When you submit a trade, it first sits in a public waiting room (the mempool). Bots scan that feed and can:
Frontrun you—jump ahead and buy first. Sandwich you—buy before and sell after your order, forcing you to eat the slippage.
Maximal Extractable Value (MEV) is the “invisible tax” traders pay when block producers or bots reorder transactions for profit. Ethereum.org defines MEV as value captured “in excess of block rewards and gas fees” by including, excluding or reordering transactions. Flashbots calls the fallout a user-harming cost and built public tools to mitigate it. This guide explains MEV in plain English, shows how it hits your swaps, and gives you a concrete toolkit to protect yourself in 2025.
What Exactly Is MEV? When you submit a trade, it first sits in a public waiting room (the mempool). Bots scan that feed and can:
Frontrun you—jump ahead and buy first. Sandwich you—buy before and sell after your order, forcing you to eat the slippage.
A fresh policy debate is rippling through U.S. housing: should cryptocurrency holdings count as part of a borrower’s wealth when applying for a mortgage? An opinion piece at Cointelegraph captured the mood, arguing that crypto hasn’t “crashed” the American Dream so much as renovated it—opening a side-door to homeownership for self-directed, digital-native savers. The trigger is a move by the Federal Housing Finance Agency (FHFA)—the regulator for Fannie Mae and Freddie Mac—to explore how crypto assets might be considered in mortgage applications, a shift from years of exclusion toward potential integration.
The idea is simple but powerful: if a household’s net worth includes digital assets—Bitcoin, Ether, dollar-stablecoins—shouldn’t part of that be recognized when lenders assess capacity and reserves?
A fresh policy debate is rippling through U.S. housing: should cryptocurrency holdings count as part of a borrower’s wealth when applying for a mortgage? An opinion piece at Cointelegraph captured the mood, arguing that crypto hasn’t “crashed” the American Dream so much as renovated it—opening a side-door to homeownership for self-directed, digital-native savers. The trigger is a move by the Federal Housing Finance Agency (FHFA)—the regulator for Fannie Mae and Freddie Mac—to explore how crypto assets might be considered in mortgage applications, a shift from years of exclusion toward potential integration.
The idea is simple but powerful: if a household’s net worth includes digital assets—Bitcoin, Ether, dollar-stablecoins—shouldn’t part of that be recognized when lenders assess capacity and reserves?
Trading Insights: Memecoin Trading vs Crypto Trading
Memecoins have evolved from internet jokes into a high-beta corner of digital-asset markets. They move fast, live largely on-chain, and rely on attention cycles—very different from trading established assets like BTC or ETH. Understanding those differences can help you decide when to speculate, when to step aside, and how to execute more safely.
Below, we compare market structure (DEX vs. CEX), volatility patterns, on-chain execution risks like MEV, and common fraud vectors—with a practical checklist you can use before you press “swap.”
What makes a memecoin a memecoin?
“Memecoin” is a catch-all for tokens born from internet culture rather than a concrete utility roadmap.
Trading Insights: Memecoin Trading vs Crypto Trading
Memecoins have evolved from internet jokes into a high-beta corner of digital-asset markets. They move fast, live largely on-chain, and rely on attention cycles—very different from trading established assets like BTC or ETH. Understanding those differences can help you decide when to speculate, when to step aside, and how to execute more safely.
Below, we compare market structure (DEX vs. CEX), volatility patterns, on-chain execution risks like MEV, and common fraud vectors—with a practical checklist you can use before you press “swap.”
What makes a memecoin a memecoin?
“Memecoin” is a catch-all for tokens born from internet culture rather than a concrete utility roadmap.
Digital Gold Trading Insights: PAXG vs XAUT vs QGOLD
Tokenized gold bridges two worlds: the stability of bullion and the flexibility of crypto rails. Instead of opening a metal account or wiring to a bullion desk, you hold a token that represents title to vaulted gold and can be sent 24/7 across public blockchains. But not all gold tokens are alike. Issuers differ on custody, redemption, audits/disclosures, jurisdiction/regulation, and market access—differences that directly impact your risk.
Below is a side-by-side, source-backed guide to the three tickers you’ll encounter most often in 2025 conversations: PAXG (Pax Gold), XAUT (Tether Gold), and QGOLD (Quorium).
How tokenized gold works
At a high level, each token is intended to equal a pro-rata claim on London Good Delivery bullion held by a custodian.
Digital Gold Trading Insights: PAXG vs XAUT vs QGOLD
Tokenized gold bridges two worlds: the stability of bullion and the flexibility of crypto rails. Instead of opening a metal account or wiring to a bullion desk, you hold a token that represents title to vaulted gold and can be sent 24/7 across public blockchains. But not all gold tokens are alike. Issuers differ on custody, redemption, audits/disclosures, jurisdiction/regulation, and market access—differences that directly impact your risk.
Below is a side-by-side, source-backed guide to the three tickers you’ll encounter most often in 2025 conversations: PAXG (Pax Gold), XAUT (Tether Gold), and QGOLD (Quorium).
How tokenized gold works
At a high level, each token is intended to equal a pro-rata claim on London Good Delivery bullion held by a custodian.
Trading Insights: A Strategy That Delivered a 220× Crypto Win
A tiny bankroll, a giant return
A crypto trader has become the latest legend of “small stack, big brains.” According to Cointelegraph’s breakdown, the wallet ran a high-frequency, delta-neutral market-making bot on the decentralized perpetuals exchange Hyperliquidand, over roughly two weeks, parlayed a $6,800 working balance into $1.5 million in realized profit. The reported edge? Harvesting maker fee rebates at massive scale while keeping market exposure extremely tight.
Cointelegraph’s analysis pegs the strategy’s highlights as follows: cumulative trading volume above $20.6 billion, roughly $1.4 billion turned over in the key two-week stretch, maximum drawdown of ~6.48%, and net delta kept under $100,000 throughout—far closer to quant discipline than casino-style punts.
Trading Insights: A Strategy That Delivered a 220× Crypto Win
A tiny bankroll, a giant return
A crypto trader has become the latest legend of “small stack, big brains.” According to Cointelegraph’s breakdown, the wallet ran a high-frequency, delta-neutral market-making bot on the decentralized perpetuals exchange Hyperliquidand, over roughly two weeks, parlayed a $6,800 working balance into $1.5 million in realized profit. The reported edge? Harvesting maker fee rebates at massive scale while keeping market exposure extremely tight.
Cointelegraph’s analysis pegs the strategy’s highlights as follows: cumulative trading volume above $20.6 billion, roughly $1.4 billion turned over in the key two-week stretch, maximum drawdown of ~6.48%, and net delta kept under $100,000 throughout—far closer to quant discipline than casino-style punts.
Looking for passive crypto income without day-trading? You’ve got more options than you did a year ago. Between spot crypto ETFs, staking-enabled ETPs (mainly in Europe), and covered-call crypto ETFs that distribute option premium, investors can now build a diversified income stream from regulated products. Below is a grounded, source-backed guide to crypto index funds, crypto ETFs, and how they can (and can’t) generate yield in 2025.
First principles: index funds vs. ETFs
Index funds passively track a rules-based basket (e.g., the 10 largest coins). U.S. investors can access vehicles like the Bitwise 10 Crypto Index Fund (BITW) and Grayscale Digital Large Cap Fund (GDLC) via brokerage accounts—these are publicly traded products offering diversified exposure, though fee structures and discounts/premiums to NAV matter.
Looking for passive crypto income without day-trading? You’ve got more options than you did a year ago. Between spot crypto ETFs, staking-enabled ETPs (mainly in Europe), and covered-call crypto ETFs that distribute option premium, investors can now build a diversified income stream from regulated products. Below is a grounded, source-backed guide to crypto index funds, crypto ETFs, and how they can (and can’t) generate yield in 2025.
First principles: index funds vs. ETFs
Index funds passively track a rules-based basket (e.g., the 10 largest coins). U.S. investors can access vehicles like the Bitwise 10 Crypto Index Fund (BITW) and Grayscale Digital Large Cap Fund (GDLC) via brokerage accounts—these are publicly traded products offering diversified exposure, though fee structures and discounts/premiums to NAV matter.
Curious how miners make money securing Bitcoin? The short answer: miners bundle transactions into blocks and compete to add those blocks to the blockchain. When a miner (or, more commonly, a mining pool) wins, they collect two income streams—the block subsidy (newly issued BTC) plus transaction fees from the transactions in that block. Over time, the subsidy shrinks via “halvings,” while fees are expected to matter more.
Below is a practical walkthrough—from first principles to real-world payout schemes—so you can understand the economics before you ever plug in an ASIC.
What mining actually does
Mining is Bitcoin’s way to order transactions, secure the ledger, and issue new coins. In proof-of-work (PoW), miners repeatedly hash a block header until they find a nonce that produces a hash below the network’s target.
Curious how miners make money securing Bitcoin? The short answer: miners bundle transactions into blocks and compete to add those blocks to the blockchain. When a miner (or, more commonly, a mining pool) wins, they collect two income streams—the block subsidy (newly issued BTC) plus transaction fees from the transactions in that block. Over time, the subsidy shrinks via “halvings,” while fees are expected to matter more.
Below is a practical walkthrough—from first principles to real-world payout schemes—so you can understand the economics before you ever plug in an ASIC.
What mining actually does
Mining is Bitcoin’s way to order transactions, secure the ledger, and issue new coins. In proof-of-work (PoW), miners repeatedly hash a block header until they find a nonce that produces a hash below the network’s target.
If you’ve ever asked “what is a stablecoin?” think of it as a digital dollar (or euro) that lives on a blockchain. Unlike Bitcoin or Ether, stablecoins aim to track a stable asset—usually USD—with mechanisms that keep the price near $1. They power crypto trading, cross-border payments, and increasingly mainstream fintech rails. Central banks and watchdogs study them closely because design choices (and reserves) determine how “stable” they really are.
What does a stablecoin actually do? In practice there are three big families:
Fiat-reserve (custodial) stablecoins A company issues tokens and holds cash-like reserves (T-bills, bank deposits). Customers can mint/redeem 1:1, and market-makers trade away tiny price gaps. This is the model used by USDT and USDC, which publish attestations about their reserves.
If you’ve ever asked “what is a stablecoin?” think of it as a digital dollar (or euro) that lives on a blockchain. Unlike Bitcoin or Ether, stablecoins aim to track a stable asset—usually USD—with mechanisms that keep the price near $1. They power crypto trading, cross-border payments, and increasingly mainstream fintech rails. Central banks and watchdogs study them closely because design choices (and reserves) determine how “stable” they really are.
What does a stablecoin actually do? In practice there are three big families:
Fiat-reserve (custodial) stablecoins A company issues tokens and holds cash-like reserves (T-bills, bank deposits). Customers can mint/redeem 1:1, and market-makers trade away tiny price gaps. This is the model used by USDT and USDC, which publish attestations about their reserves.
Layer-2 (L2) is how Ethereum scales without breaking its security model. Instead of cramming every transaction on the base chain (Layer-1), L2 systems process activity off-chain or in a separate environment, and then anchor results back to Ethereum. That design makes apps faster and cheaper while still inheriting strong L1 security guarantees. If you’ve heard terms like optimistic rollups, ZK-rollups, state channels, validium/volition, or EIP-4844 blobs, this guide connects the dots in clear English and cites only reputable sources.
The big idea: move work off-chain, prove it on-chain
At a high level, L2s reduce load by executing transactions away from L1 and then posting enough data—and sometimes cryptographic proofs—back to Ethereum so anyone can verify results.
Layer-2 (L2) is how Ethereum scales without breaking its security model. Instead of cramming every transaction on the base chain (Layer-1), L2 systems process activity off-chain or in a separate environment, and then anchor results back to Ethereum. That design makes apps faster and cheaper while still inheriting strong L1 security guarantees. If you’ve heard terms like optimistic rollups, ZK-rollups, state channels, validium/volition, or EIP-4844 blobs, this guide connects the dots in clear English and cites only reputable sources.
The big idea: move work off-chain, prove it on-chain
At a high level, L2s reduce load by executing transactions away from L1 and then posting enough data—and sometimes cryptographic proofs—back to Ethereum so anyone can verify results.
Exchange BTC to ETH: Your Complete Guide on Coinxes
Switching BTC to ETH is a routine move for many crypto users—hedging risk, entering DeFi, or simply rebalancing between Bitcoin and Ethereum. This guide walks you through how to exchange BTC to ETH on Coinxes.io step by step. You’ll learn the flow, the safety checks that pros use, and how to confirm your swap on public block explorers. We’ll also sprinkle in practical tips to keep costs low and avoid common mistakes when you exchange cryptocurrency.
Why Choose Coinxes?
When you’re moving value from Bitcoin to Ethereum, you want a process that’s straightforward, transparent, and reliable. Coinxes offers a familiar flow for cross-asset swaps: you provide a destination ETH address, approve a quote, send BTC, and receive ETH to your wallet. Before you start, consider these selection criteria every savvy user checks:
Exchange BTC to ETH: Your Complete Guide on Coinxes
Switching BTC to ETH is a routine move for many crypto users—hedging risk, entering DeFi, or simply rebalancing between Bitcoin and Ethereum. This guide walks you through how to exchange BTC to ETH on Coinxes.io step by step. You’ll learn the flow, the safety checks that pros use, and how to confirm your swap on public block explorers. We’ll also sprinkle in practical tips to keep costs low and avoid common mistakes when you exchange cryptocurrency.
Why Choose Coinxes?
When you’re moving value from Bitcoin to Ethereum, you want a process that’s straightforward, transparent, and reliable. Coinxes offers a familiar flow for cross-asset swaps: you provide a destination ETH address, approve a quote, send BTC, and receive ETH to your wallet. Before you start, consider these selection criteria every savvy user checks:
Exchange SOL to BNB: Your Complete Guide on Coinxes
Looking to move funds from Solana to Binance Coin quickly? This step-by-step guide shows you exactly how to convert sol to bnb on Coinxes.io—safely, cleanly, and with confidence. You’ll learn the essentials for a smooth exchange cryptocurrency experience, including address formats, network choices (Solana vs. BNB Smart Chain), on-chain verification, and neat tricks like test sends. By the end, you’ll be able to exchange SOL to BNB, reverse it later (bnb to sol), and avoid the most common pitfalls when you swap sol to bnb.
Coinxes.io is an “instant-swap” style service: you choose a pair (SOL ? BNB), paste your destination address, confirm a quote, send SOL, and receive BNB after network confirmations—no order books, no charts, no hassle. The big advantages for exchange sol to bnb are:
Simplicity: One clean flow from start to finish—great for one-off conversions or moving funds between wallets/exchanges.
Speed: Solana finalizes fast; BNB Smart Chain (BSC, BEP-20) typically settles in seconds.
No order-book juggling: You don’t need to manage limit orders or track slippage manually—helpful for newer users.
But simplicity still needs discipline. Three rules keep your swap safe:
Exchange SOL to BNB: Your Complete Guide on Coinxes
Looking to move funds from Solana to Binance Coin quickly? This step-by-step guide shows you exactly how to convert sol to bnb on Coinxes.io—safely, cleanly, and with confidence. You’ll learn the essentials for a smooth exchange cryptocurrency experience, including address formats, network choices (Solana vs. BNB Smart Chain), on-chain verification, and neat tricks like test sends. By the end, you’ll be able to exchange SOL to BNB, reverse it later (bnb to sol), and avoid the most common pitfalls when you swap sol to bnb.
Coinxes.io is an “instant-swap” style service: you choose a pair (SOL ? BNB), paste your destination address, confirm a quote, send SOL, and receive BNB after network confirmations—no order books, no charts, no hassle. The big advantages for exchange sol to bnb are:
Simplicity: One clean flow from start to finish—great for one-off conversions or moving funds between wallets/exchanges.
Speed: Solana finalizes fast; BNB Smart Chain (BSC, BEP-20) typically settles in seconds.
No order-book juggling: You don’t need to manage limit orders or track slippage manually—helpful for newer users.
But simplicity still needs discipline. Three rules keep your swap safe:
Beyond USDT & USDC: The Most Interesting Stablecoins in 2025
If your stablecoin playbook starts and ends with USDT and USDC, you’re leaving tools on the table. In 2025 there are more choices than ever, spanning fully reserved, bank-issued tokens, decentralized over-collateralized designs, and region-specific fiat pegs. This guide highlights the most interesting alternatives—what backs them, how they’re governed, and when they make sense for payments, DeFi, or treasury. (Not investment advice; always verify reserves and limits.)
Fully reserved, custodial USD stablecoins
PayPal USD (PYUSD) Why it’s interesting: PayPal’s consumer reach plus institutional-grade issuance. PYUSD is issued by Paxos Trust Company and publishes monthly attestations. It runs on Ethereum and Solana, and PayPal documents point to the Paxos transparency page for reserve details.
Beyond USDT & USDC: The Most Interesting Stablecoins in 2025
If your stablecoin playbook starts and ends with USDT and USDC, you’re leaving tools on the table. In 2025 there are more choices than ever, spanning fully reserved, bank-issued tokens, decentralized over-collateralized designs, and region-specific fiat pegs. This guide highlights the most interesting alternatives—what backs them, how they’re governed, and when they make sense for payments, DeFi, or treasury. (Not investment advice; always verify reserves and limits.)
Fully reserved, custodial USD stablecoins
PayPal USD (PYUSD) Why it’s interesting: PayPal’s consumer reach plus institutional-grade issuance. PYUSD is issued by Paxos Trust Company and publishes monthly attestations. It runs on Ethereum and Solana, and PayPal documents point to the Paxos transparency page for reserve details.
Crypto Scams & Hacks 101: Everything You Need to Know
Headlines love the drama—“another hack,” “another rug pull.” But the full story is more nuanced: blockchains can be secure, while the people and platforms around them are often the weak link. This 101 guide pulls together credible data, the most common attack patterns, and a practical defense stack you can implement today—no PhD required. For context, Cointelegraph recently spotlighted the gap between perception and reality and why better security literacy is the real adoption driver.
The numbers: how big is the problem?
Scams are still huge. Chainalysis estimates that known crypto scams received at least $9.9B on-chain in 2024, with “pig-butchering” romance/investment fraud rising ~40% year over year. That figure will likely grow as new illicit wallets are identified.
Crypto Scams & Hacks 101: Everything You Need to Know
Headlines love the drama—“another hack,” “another rug pull.” But the full story is more nuanced: blockchains can be secure, while the people and platforms around them are often the weak link. This 101 guide pulls together credible data, the most common attack patterns, and a practical defense stack you can implement today—no PhD required. For context, Cointelegraph recently spotlighted the gap between perception and reality and why better security literacy is the real adoption driver.
The numbers: how big is the problem?
Scams are still huge. Chainalysis estimates that known crypto scams received at least $9.9B on-chain in 2024, with “pig-butchering” romance/investment fraud rising ~40% year over year. That figure will likely grow as new illicit wallets are identified.
If you’ve used stablecoins, exchange tokens, or governance coins on Ethereum, you’ve already touched ERC-20—even if you didn’t know it. ERC-20 is the most widely used fungible token standard on Ethereum, defining the common rules wallets, exchanges, and apps expect. Thanks to that common language, your tokens “just work” across the ecosystem.
What “ERC-20” actually means
ERC-20 is a standard interface—a set of functions and events every compliant token contract must expose. The original spec (EIP-20) defines six required functions (totalSupply, balanceOf, transfer, transferFrom, approve, allowance) and two events (Transfer, Approval). Implementing these makes a token interoperable with wallets, DEXes, and other smart contracts.
Put simply: ERC-20 makes different tokens behave predictably.
If you’ve used stablecoins, exchange tokens, or governance coins on Ethereum, you’ve already touched ERC-20—even if you didn’t know it. ERC-20 is the most widely used fungible token standard on Ethereum, defining the common rules wallets, exchanges, and apps expect. Thanks to that common language, your tokens “just work” across the ecosystem.
What “ERC-20” actually means
ERC-20 is a standard interface—a set of functions and events every compliant token contract must expose. The original spec (EIP-20) defines six required functions (totalSupply, balanceOf, transfer, transferFrom, approve, allowance) and two events (Transfer, Approval). Implementing these makes a token interoperable with wallets, DEXes, and other smart contracts.
Put simply: ERC-20 makes different tokens behave predictably.
Bitcoin vs Gold: Performance, Supply and Portfolio Strategy
SEO description: Gold is near record highs while bitcoin lags on a YTD basis—but BTC keeps setting new highs relative to M2 money supply each cycle. See the latest data, drivers, ETF flows, and how to position your portfolio.
The big picture
A timely analysis from CoinDesk argues that looking at performance relative to broad money supply (M2) changes how we judge hedges. Despite gold’s stellar 2025 rally, the metal hasn’t made a new high vs. M2 since 2011; bitcoin, by contrast, has set fresh highs vs. M2 each cycle, including in August–September 2025 when BTC also notched an absolute all-time high. The takeaway: both assets hedge different risks, but BTC has outpaced monetary expansion more consistently over its shorter life.
Bitcoin vs Gold: Performance, Supply and Portfolio Strategy
SEO description: Gold is near record highs while bitcoin lags on a YTD basis—but BTC keeps setting new highs relative to M2 money supply each cycle. See the latest data, drivers, ETF flows, and how to position your portfolio.
The big picture
A timely analysis from CoinDesk argues that looking at performance relative to broad money supply (M2) changes how we judge hedges. Despite gold’s stellar 2025 rally, the metal hasn’t made a new high vs. M2 since 2011; bitcoin, by contrast, has set fresh highs vs. M2 each cycle, including in August–September 2025 when BTC also notched an absolute all-time high. The takeaway: both assets hedge different risks, but BTC has outpaced monetary expansion more consistently over its shorter life.
An L1 coin is the native asset of a base blockchain that finalizes transactions and anchors security (e.g., BTC for Bitcoin, ETH for Ethereum). L1 networks provide the canonical ledger and consensus (e.g., proof-of-work or proof-of-stake). L2 systems batch or offload work, but ultimately rely on the L1 for settlement and data availability (e.g., Ethereum with rollups; Bitcoin with Lightning).
Why L1 vs. L2 matters
- Security & finality live at L1. - Scale & lower fees often come from L2s that post proofs/data back to the L1. - The split lets L1s remain conservative and secure while L2s iterate quickly.
An L1 coin is the native asset of a base blockchain that finalizes transactions and anchors security (e.g., BTC for Bitcoin, ETH for Ethereum). L1 networks provide the canonical ledger and consensus (e.g., proof-of-work or proof-of-stake). L2 systems batch or offload work, but ultimately rely on the L1 for settlement and data availability (e.g., Ethereum with rollups; Bitcoin with Lightning).
Why L1 vs. L2 matters
- Security & finality live at L1. - Scale & lower fees often come from L2s that post proofs/data back to the L1. - The split lets L1s remain conservative and secure while L2s iterate quickly.
Ethereum’s growth spurt created a classic trade-off: demand exploded but the base layer (L1) got crowded. Enter Layer 2 — scaling layers that sit on top of Ethereum (and other blockchains) to make transactions faster and far cheaper while inheriting L1 security. Layer 2 coins (L2 tokens) are the native or governance tokens powering these networks: they fund development, secure the stack, and often give holders governance rights or fee discounts. This guide explains the tech, highlights the major L2 coins you should know, and gives practical advice for using and assessing L2 tokens.
What Layer 2 means
A Layer 2 is any protocol that processes transactions off the main chain and posts compressed results back to it. Two families dominate today:
Ethereum’s growth spurt created a classic trade-off: demand exploded but the base layer (L1) got crowded. Enter Layer 2 — scaling layers that sit on top of Ethereum (and other blockchains) to make transactions faster and far cheaper while inheriting L1 security. Layer 2 coins (L2 tokens) are the native or governance tokens powering these networks: they fund development, secure the stack, and often give holders governance rights or fee discounts. This guide explains the tech, highlights the major L2 coins you should know, and gives practical advice for using and assessing L2 tokens.
What Layer 2 means
A Layer 2 is any protocol that processes transactions off the main chain and posts compressed results back to it. Two families dominate today:
Finding an early crypto gem feels a bit like panning for gold — the spots are crowded, the dust is thick, and most nuggets you pick up will turn out to be pyrite. Still, a few repeatable checks separate careless speculation from disciplined discovery. Cointelegraph’s recent primer lays out five core checks — builders, usage, liquidity, token design and security — and that checklist is a great starting point.
1) Builders: people ship things — check who and how
Look past flashy marketing to the team’s track record. Are the core contributors public, do they have prior projects, and are they actively coding? GitHub (or the project’s repo) shows commits, PRs and real deliverables — not just whitepaper prose. Also check for core contributors’ reputations on X (Twitter), LinkedIn and developer forums.
Finding an early crypto gem feels a bit like panning for gold — the spots are crowded, the dust is thick, and most nuggets you pick up will turn out to be pyrite. Still, a few repeatable checks separate careless speculation from disciplined discovery. Cointelegraph’s recent primer lays out five core checks — builders, usage, liquidity, token design and security — and that checklist is a great starting point.
1) Builders: people ship things — check who and how
Look past flashy marketing to the team’s track record. Are the core contributors public, do they have prior projects, and are they actively coding? GitHub (or the project’s repo) shows commits, PRs and real deliverables — not just whitepaper prose. Also check for core contributors’ reputations on X (Twitter), LinkedIn and developer forums.
BNB Chain Memecoin Boom: How Traders Made Millions
If you’ve felt like the memecoin spotlight left Solana and swung toward BNB Chain, you’re not imagining it. Over the past week, a burst of tiny BNB-native tokens minted a fresh crop of crypto millionaires and pulled tens of thousands of new wallets into the frenzy. Cointelegraph tallied 100,000+ on-chain traders aping into new launches, with roughly 70% in profit at one point—an unusually high hit rate for a market famous for whipsaws. Even more eye-popping: one address cleared over $10 million, 40 others topped $1 million, and ~900 wallets realized $100,000+ in gains.
A separate Cointelegraph item captured the mood with a single example: a trader turned $3,000 into nearly $2 million by jumping on a BNB memecoin moments after a social post from Binance founder Changpeng “CZ” Zhao went viral—an anecdote that mirrors this week’s winners.
BNB Chain Memecoin Boom: How Traders Made Millions
If you’ve felt like the memecoin spotlight left Solana and swung toward BNB Chain, you’re not imagining it. Over the past week, a burst of tiny BNB-native tokens minted a fresh crop of crypto millionaires and pulled tens of thousands of new wallets into the frenzy. Cointelegraph tallied 100,000+ on-chain traders aping into new launches, with roughly 70% in profit at one point—an unusually high hit rate for a market famous for whipsaws. Even more eye-popping: one address cleared over $10 million, 40 others topped $1 million, and ~900 wallets realized $100,000+ in gains.
A separate Cointelegraph item captured the mood with a single example: a trader turned $3,000 into nearly $2 million by jumping on a BNB memecoin moments after a social post from Binance founder Changpeng “CZ” Zhao went viral—an anecdote that mirrors this week’s winners.
Crypto Safety 2025: 7 Proven Habits to Avoid Hacks, Drainers, and Scams
If you only read the headlines, it’s easy to think crypto security is a lost cause. It isn’t—but the stakes are higher. Independent researchers estimate more than $2.17 billion in crypto was stolen in just the first half of 2025, driven by a handful of massive incidents and a steady drumbeat of wallet-drainer scams. The year’s largest heist alone (the Bybit breach) accounts for roughly $1.5 billion, and analysts warn stolen funds from services could surpass $4 billion by year-end if trends persist.
Meanwhile, classic investment scams are still roaring. The FBI’s latest Internet Crime Report shows crypto investment fraud as the costliest category of online crime in 2024—over $6.5 billion in losses—while the U.S. Federal Trade Commission tallied $12.5 billion in overall fraud losses last year across all categories.
Crypto Safety 2025: 7 Proven Habits to Avoid Hacks, Drainers, and Scams
If you only read the headlines, it’s easy to think crypto security is a lost cause. It isn’t—but the stakes are higher. Independent researchers estimate more than $2.17 billion in crypto was stolen in just the first half of 2025, driven by a handful of massive incidents and a steady drumbeat of wallet-drainer scams. The year’s largest heist alone (the Bybit breach) accounts for roughly $1.5 billion, and analysts warn stolen funds from services could surpass $4 billion by year-end if trends persist.
Meanwhile, classic investment scams are still roaring. The FBI’s latest Internet Crime Report shows crypto investment fraud as the costliest category of online crime in 2024—over $6.5 billion in losses—while the U.S. Federal Trade Commission tallied $12.5 billion in overall fraud losses last year across all categories.
Exchange XRP to USDT: Your Complete Guide on Coinxes
Looking to move from Ripple (XRP) into Tether (USDT) without the hassle of opening a trading account or navigating order books? This step-by-step guide shows you exactly how to convert xrp to usdt on Coinxes.io, a simple, non-custodial swap service. Along the way, we’ll cover the safety checks most people skip—like picking the correct USDT network and using the XRP Destination Tag when required—so your exchange xrp to usdt goes through smoothly the first time.
Why Choose Coinxes.io?
Coinxes is designed for fast, wallet-to-wallet swaps. You choose the pair, paste your receiving address, send the input coin, and receive the output directly—no account balance or order book needed.
Exchange XRP to USDT: Your Complete Guide on Coinxes
Looking to move from Ripple (XRP) into Tether (USDT) without the hassle of opening a trading account or navigating order books? This step-by-step guide shows you exactly how to convert xrp to usdt on Coinxes.io, a simple, non-custodial swap service. Along the way, we’ll cover the safety checks most people skip—like picking the correct USDT network and using the XRP Destination Tag when required—so your exchange xrp to usdt goes through smoothly the first time.
Why Choose Coinxes.io?
Coinxes is designed for fast, wallet-to-wallet swaps. You choose the pair, paste your receiving address, send the input coin, and receive the output directly—no account balance or order book needed.
Centralized Exchanges (CEX) 101: Everything You Need to Know
Centralized exchanges (CEX) are where most people take their first steps into crypto. They feel familiar—email + password, a balance screen, a big “Buy” button—and they plug into fiat banking so you can deposit and withdraw easily. But behind that friendly interface is a powerful trading stack, strict compliance rules, and real risks to understand. This guide lays out how CEXs work, why they matter, and how to use them wisely.
What is a centralized crypto exchange?
A centralized exchange is a crypto marketplace run by a company that intermediates between buyers and sellers and often custodies customer assets.
Centralized Exchanges (CEX) 101: Everything You Need to Know
Centralized exchanges (CEX) are where most people take their first steps into crypto. They feel familiar—email + password, a balance screen, a big “Buy” button—and they plug into fiat banking so you can deposit and withdraw easily. But behind that friendly interface is a powerful trading stack, strict compliance rules, and real risks to understand. This guide lays out how CEXs work, why they matter, and how to use them wisely.
What is a centralized crypto exchange?
A centralized exchange is a crypto marketplace run by a company that intermediates between buyers and sellers and often custodies customer assets.
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